Business & Personal Financing
Built for Growth
From €5,000 personal facilities to €10M trade finance lines — Aldwych European Capital provides relationship-driven lending with transparent pricing, 48-hour decisions, and dedicated relationship managers for every client.
Relationship-driven lending, since 1897
For over a century, Aldwych European Capital has helped European businesses and entrepreneurs access the funding they need to grow. We combine the discretion of private banking with the speed and transparency of modern lending.
Dedicated Relationship Manager
A single point of contact who knows your business, from application to repayment.
Human Underwriting
Real people assess your application — not just algorithms. We listen to your story.
Transparent Pricing
The rate you see is the rate you pay. No hidden arrangement or early repayment fees.
A facility for every stage of growth
From your first €5K personal loan to multi-million-euro trade finance, every Aldwych facility is structured around your business and underwritten by experienced relationship managers.
Business Loans
Working capital, expansion finance, and growth funding for established businesses.
- Up to 84-month terms
- Funds in 48 hours
- No early repayment fees
Contractor Financing
Bridge cash-flow gaps between invoicing and payment for contractors and consultants.
- Flexible drawdowns
- Invoice-backed lending
- Project-based terms
SME Expansion Loans
Tailored facilities for small and medium enterprises scaling across Europe.
- Multi-currency facilities
- Dedicated relationship manager
- Custom repayment schedule
Trade Finance
Letters of credit, documentary collections, and import/export facilities for global trade.
- LCs & guarantees
- Cross-border settlement
- Trade insurance included
Equipment Financing
Acquire machinery, vehicles, and capital equipment with asset-backed terms.
- Up to 100% financing
- Fixed monthly payments
- Equipment as collateral
Personal Loans
Unsecured personal lending for major purchases, consolidation, or life events.
- No collateral required
- Fast approval
- Transparent pricing
From application to funded — in under a week
Apply Online
Complete our secure 8-step application in under 15 minutes. KYC verification is built in.
Underwriting Review
Our team reviews your application within 24–48 business hours. You can message us at any time.
Receive Offer
Approved offers include full terms, monthly payments, and total repayable. Valid for 14 days.
Sign & Disburse
Digital signature on your agreement. Funds disbursed to your account within 1 business day.
Trusted by businesses across Europe
“Aldwych delivered our €1.2M working capital facility within 72 hours. Their team understood our seasonal cash flow needs immediately. The terms were transparent, the rate competitive, and our dedicated relationship manager has been outstanding.”
“After being declined by two major banks, Aldwych funded our office expansion with a €450K SME loan. Their underwriting team genuinely engaged with our business plan rather than relying on automated scoring. A truly relationship-driven lender.”
“Contractor financing through Aldwych has transformed how we manage project cash flow. The drawdown facility lets us bid on larger contracts with confidence. Fast, professional, and refreshingly transparent on pricing.”
SSL Secured
TLS 1.3 encryption across every connection. Your data is protected end-to-end.
KYC Verified
AML and KYC compliant under European banking secrecy standards.
Encrypted Banking
AES-256 encryption at rest. Bank-grade infrastructure across all data centers.
Compliance Standards
Full GDPR compliance. Audited under European financial regulation frameworks.
Answers to common questions
Let's Talk
Have questions about our loan products? Our expert team is here to help you find the perfect financing solution.
Ready to grow with Aldwych?
Apply online in under 15 minutes. No commitment — see your indicative offer before signing anything.
Begin Your Application